Your Guide to the Insurance Proof of Loss Form
Disaster can strike when we least expect it — so many individuals have insurance policies to protect themselves and their assets. Completing a Proof of Loss insurance form is a key step in submitting an insurance claim in case of an unforeseen event. Here, we outline what a Proof of Loss form is, the types of damages that can lead to loss, and how to complete and notarize the form.
What is an Proof of Loss Insurance Form?
In the case of an unexpected accident, your insurance company may provide you with financial compensation under your insurance policy. Yout insurance company will ask you to complete a document called a Proof of Loss form to document the loss of property, assets, or objectives that are insured under your policy.
Types of Damage that Can Lead to Loss
Loss of property can result from the following disasters:
- Theft
- Flood
- Wind storm
- Fire
- Sewage backup
- Vehicle damage
How to Complete a Proof of Loss Insurance Form
When you submit an insurance claim, you’ll be asked to complete a Proof of Loss form. When completing the form, you’ll be asked to provide the following information:
- The cause of the loss and the date
- A comprehensive list of all destroyed, damaged, or stolen items
- The coverage amount at the time of the loss
- Property value documents
- Documents to prove the amount of loss claimed (police reports, owner’s manuals and warranties, proof of purchase, estimates, receipts)
- Photos of damaged items and property
- Your policy number
Notarizing a Proof of Loss Insurance Form
Many insurance companies require that Proof of Loss forms are notarized by a notary public or commissioned by a commissioner of oaths. This means that you would swear that the contents of your form are true and the statements you have made are accurate. If any of the statements in your form are found to be false, your insurance company may void your insurance claim.
At NotaryPro, we offer convenient online notarization in under 7 minutes — with no appointment required. Ensure that your insurance proof of loss form is completed, but not signed prior your appointment.